We bought our £242,000 home without a deposit - here's how

The share of UK mortgages with smaller deposits is the highest it's been since 2008. The spoke to borrowers about how they manage the risks. Officials and experts continue to monitor developments closely as the situation unfolds. Communities affected by the story are watching for further updates in the days ahead.

Analysts say the implications could extend well beyond the immediate headlines, with policymakers and industry leaders expected to respond in the coming weeks. Readers following this story should check back for the latest details as new information becomes available.